Temporary Benefits Eligible Employees
The below healthcare plans are available to Temporary Benefits Eligible employees. Please contact your department's benefits representative if you have questions.
Expanding Benefits Access – Improving Health Equity: The City of Seattle made some important equity changes to employee health benefits in 2022. These include expanded access to the Employee Assistance Program, additional gender-affirming care services, and expanded access to infertility services. For change details, see the below infographics.
Gender-Affirming Care Services
2023 Benefits Orientation - Temporary Benefits Eligible Employees: View the recorded presentation for information on benefits for temporary employees who are eligible for the City of Seattle benefits (54 minutes - start the video at 1 minute, 40 seconds).
Medical
Employees can choose from four plans, each with different features, coverages, and costs.
- Aetna 2023 Preventive Plan Booklet* and 2023 Schedule of Benefits
- Aetna 2023 Traditional Plan Booklet* and 2023 Schedule of Benefits
- Kaiser 2023 Standard Plan Booklet and 2022 Benefit Summary
- Kaiser 2023 Deductible Plan Booklet and 2022 Benefit Summary
*Aetna Claims Appeal Infographic
Dental
Employees can choose a dental plan from either Delta Dental of Washington or Dental Health Services.
- 2021-2025 Delta Dental of Washington Booklet Most and 2022 Benefit Summary
- 2023 Dental Health Services Evidence of Coverage Most and 2023 Benefits Summary and 2023 Copayment Schedule
Vision
The City offers vision coverage through VSP.
Benefit Guides
Temporary Benefits Eligible employees can use the below guide to maximize their benefits.
- 2023 Temporary Benefits Eligible (TBE) Employees Benefits Guide
- 2023 En español (Latin American Spanish)
- 2023 TBE Employee Benefit-at-a-Glance
Basic Group Term Life Insurance
Temporary Benefits Eligible employees can choose Basic or Limited Basic Life Insurance.
Employees can buy Basic Group Term Life Insurance equal to one and one-half times their annual salary, or they can buy Limited Basic Life Insurance. The Limited Basic Life limits coverage amount to $50,000, regardless of salary. It provides some coverage, without creating taxable income. (See Calculating the Cost of Group Life Insurance, below.) The City pays 40 percent of the premium cost; the employees pay 60 percent through payroll deduction, via the second paycheck of each month for the subsequent month's coverage.
Employees are guaranteed coverage with basic life insurance if they enroll within 30 days of their hire date or the date they become eligible. If an employee waits to enroll (or increase coverage) themselves or dependents until open enrollment, they'll each have to complete an Evidence of Insurability (medical history statement) that can be denied or approved, for any coverage amount. Employees may complete and submit the Evidence of Insurability online. Employees may complete Evidence of Insurability and submit it online here.
Calculating the Cost of Group Life Insurance: Use the Employee Benefits Guide tables to calculate the cost of basic and supplemental life insurance. The City pays 40 percent of the Basic Group Term Life Insurance premium. The Limited Basic Group Term Life, which has a $50,000 benefit limit, avoids IRS taxation. Employees pay the full premium for Supplemental Group Term Life Insurance. Beneficiary Designation: Employees can designate or change beneficiaries any time during the year through Employee Self-Service.
Key Resources:
- GTL Evidence of Insurability Online Form
- GTL Evidence of Insurability Submittal Instructions Form
- GTL Coverage Continuation Information
- GTL Beneficiary Change Form
- GTL Online Beneficiary Instructions
- GTL Travel Assist Program Flyer
- GTL Legacy Planning Flyer
- GTL Legal, Financial and Grief Support Flyer
Basic Long-Term Disability Insurance
Long-Term Disability (LTD) insurance provides employees with income during a long illness or injury recovery. The City pays for basic coverage, up to $400 per month.
Temporary Benefits Eligible Employees are automatically enrolled in Basic LTD coverage, at no cost. The basic LTD coverage combines with other income sources, if any, to provide the employee with 60 percent of the first $667 of their pre-disability earnings, up to a maximum benefit of $400 per month while unable to work.
LTD coverage ends the last day of the month in which the employee leaves City employment. Employees can buy LTD conversion insurance if they were insured under the City's LTD plan for up to one year. Injuries and illnesses that occur on the job are covered by the City's Workers' Compensation program.