The Foreclosure Prevention Program can help income-qualified homeowners avoid default and work out repayment plans in order to stay in their homes, or gain enough time to sell their homes on their own terms. The program provides financial and mortgage counseling, assistance in working with lenders, and stabilization loans of up to $5,000. The program is administered by nonprofit partner organizations.
If you are struggling to pay your mortgage, more options are available to you the sooner you seek assistance. For immediate assistance, contact the Washington Homeownership Resource Center at 877.894.4663.
Learn more about the foreclosure process.
Foreclosure Fairness Brochure
Foreclosure Prevention Resources
- Find out if you are eligible for mediation (PDF)
- Read the Foreclosure Fairness Program brochure (PDF)
- Find a housing counselor in your area (website)
- Find a HUD-approved housing counselor (website)
- Get legal help (website)
- Find out if you are eligible for property tax deferral or exemption
- Review Northwest Justice Project's best practices for representing borrowers in foreclosure mediation (PDF)
- See if your mortgage lender is exempt from mediation (PDF)
- Read the Foreclosure Fairness Act (Deed of Trust Act) (website)
- Learn about foreclosure assistance programs (website)
- Read a glossary of foreclosure terms (PDF)
- Read the Washington Foreclosure Prevention Resource Guide (PDF)
- Attend a foreclosure assistance event (website)
- Find out what to do if you are late or can't make payments (website)
- Get foreclosure and mortgage assistance, and fraud information (website)
- Avoid scams and mortgage fraud (website)
- Read the Department of Financial Institutions' Guide to Home Loans (PDF)
- File a consumer complaint with the Office of Attorney General (website)
- Financial Empowerment Network