If you are concerned about foreclosure on your home, there are free legal, housing counseling, and financial resources available to help throughout the City, our partners and the State of Washington.
For immediate assistance, contact The Washington Homeownership Resource Center at (877) 894-4663 and visit www.homeownership.wa.gov for more information.
The Seattle Foreclosure Prevention Program can help homeowners avoid default and work out repayment plans in order to stay in their homes, or gain enough time to sell their homes on their own terms. The program provides financial and mortgage counseling, assistance in working with lenders and stabilization loans of up to $5,000 and is administered by non-profit partner organizations.
The program is administered by the non-profit organizations Urban League of Metropolitan Seattle and Solid Ground. Counselors can help struggling homeowners by coordinating:
The program will give homeowners two options:
Find out if you qualify
Homeowners in need of assistance should contact Solid Ground or the Urban League directly to see if they qualify:
Mortgage and Default Counseling
See also the Washington Foreclosure Prevention Resource Guide, available from the Financial Empowerment Network. This guide was designed to provide practical tools, information and resources to help homeowners dealing with foreclosure issues.
State Foreclosure Prevention Resources
The Washington Homeownership Resource Center also has many great resources available to help homeowners facing foreclosure. For immediate assistance, contact (877) 894-4663.
Washington State Department of Financial Institutions provides a vast amount on information on avoiding foreclosure rescue scams, mortgage counseling and navigating the foreclosure process. A Foreclosure Fairness Act Brochure is now available in Spanish, Korean, Chinese and Vietnamese.
HOPE NOW is an alliance between counselors, mortgage companies, investors, and other mortgage market participants. This alliance will maximize outreach efforts to homeowners in distress to help them stay in their homes and will create a unified, coordinated plan to reach and help as many homeowners as possible. View Real People, Real Stories: Avoid Foreclosure Rescue Scams, produced by the Federal Trade Commission.
Questions for the Office of Housing?
If you have questions about any of the City of Seattle homeownership
programs, contact our reception desk at (206) 684-0721.