Benefits Information


Disability

Short Term Disability

All regular full-time employees accumulate 12 days of sick leave per calendar year (part-time employees earn a pro-rated amount) starting from the date of regular appointment to City service. Sick leave accumulates with no maximum balance. It is expected that employees will use sick leave judiciously, and will accumulate enough hours to cover a short-term accident or illness. If an accident occurs while you are on the job, you will be covered by Workers' Compensation.

Long Term Disability

The City provides Basic Long-Term Disability (LTD) insurance, underwritten by Standard Insurance Company, at no cost to employees. Upon hire or during any open enrollment period, you may purchase Supplemental Long Term Disability insurance. If you choose to purchase this coverage after your hire date (during open enrollment) the waiting period for pre-existing conditions is longer. You will not receive any benefits for 24 months for a Disability caused or contributed to by a Preexisting Condition that you received treatment for during the 180 days before your coverage starting.

View the plan book for more details.

Basic

The basic LTD policy will combine with other income sources, if any, to provide you with 60% of the first $667 of your pre-disability earnings up to a maximum benefit of $400 per month while you are unable to work.

Supplemental

The additional LTD protection will combine with other income sources, if any, to provide you with 60% of your monthly base pay over $667 up to a maximum of $8,333 per month.

How Much Will Supplemental Disability Coverage Cost?

The cost for this additional level of earnings protection is figured according to the following formula:

  • Subtract $667 from your base monthly pay. Multiply the remaining amount by .0065.
  • For example, if your base monthly pay is $2,000, your monthly premium would be $8.66 per month. ($2,000 - $667 = $1,333 x .0065 =$8.66/month)

Your monthly cost will automatically increase each time your pay increases.

Note: Disability Insurance information for LEOFF II Police and Fire sworn employees is available through your union.

Page: http://www.seattle.gov/personnel/benefits/optional/disability.asp
Printed: 4/18/2014 1:13AM