Benefits - Event: Leaving City Service
Life Event: You Leave City Service (Not Retiring)
Individuals planning to leave City service who are not retiring, should refer to the Employee Exit which covers steps in involved in the separation process in detail. Should you have further questions, please ask your Benefits or Human Resources representative.
Benefits Termination List
Your medical, dental/vision coverage, Basic and Supplemental Long-Term Disability, Basic and Supplemental Life and AD&D coverage end on the last day of the calendar month upon the occurrence of the earliest of one of the following:
Accidental Death & Dismemberment
Your coverage ends the last day of the month for which you've paid premiums. Payroll deductions are taken from the first check of each month for that month's coverage.
Your dental coverage with the City will terminate the last day of the month in which you leave employment. You may then continue your Dental coverage through COBRA for up to 18 months if you are continuing your medical coverage under COBRA. You will receive a letter at your home address which explains COBRA coverage. You will pay your premiums by personal check or money order payable to the City of Seattle. PLEASE MAKE SURE YOUR ADDRESS IS SHOWN CORRECTLY ON YOUR PAYCHECK to insure you receive COBRA information on a timely basis. You have 60 days to respond to the COBRA letter.
Group Term Life Insurance + Supplement GTL
You may convert your group term life insurance by submitting the postage paid application card to Standard Insurance Company within 31 days of termination.
Your medical coverage ends the last day of the month in which you terminate. You may continue coverage through COBRA for up to 18 months after termination. Please see information under Dental Insurance above. You may elect to continue medical coverage under COBRA alone or with dental and vision coverage. There is an 11 month extension available if you qualify for Social Security disability benefits.
You may choose an individual medical plan through the health insurance exchange. Depending on your income and the number of dependents you cover, you may find a plan on the exchange that fits your coverage needs. More information at www.wahealthplanfinder.org.
Your vision coverage ends the last day of the month in which you terminate. You may continue coverage through COBRA for up to 18 months after termination if you are continuing your medical coverage under COBRA. Please see information under Dental Insurance above.
Congress passed the Consolidated Omnibus Reconciliation Act (COBRA) in 1986. Under this law you are eligible to purchase continued medical only or medical, dental and vision coverage under certain circumstances when your group health plan coverage with the City ends.
If you are a City employee and are receiving medical, dental and vision coverage, you and your covered dependents have the right to elect COBRA continuation coverage for up to 18 months if your coverage is lost because of one of these qualifying events:
The 18-month COBRA continuation period may be extended to 29 months if you or a family member (who is a qualified beneficiary) is disabled according to Social Security at the time of one of the aforementioned qualifying events. This 11-month extension is available to all qualified beneficiaries who lose coverage due to termination of employment or a reduction of hours at an additional cost. Covered family members have the right to choose COBRA continuation coverage for up to 36 months if coverage is lost for any of the following qualifying events: