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Seattle/King County Coalition for Responsible Lending


Homeowners - If You Think Your Loan is Unfair
Avoid Being a Victim
Housing Professionals and Advocates
News and Legislation

It's the Law!

  • Real estate agents must show you houses in the neighborhoods of your choice. No steering allowed.

  • Mortgage lenders must lend to you if you are a qualified borrower, regardless of the neighborhood you choose. No red-lining allowed.

  • The law bars certain actions such as: Bait-and-Switch: offering you an attractive loan in writing, then giving you a worse loan at closing. Fraud: Such as forging your signature to documents. Insurance-packing: including unwanted credit insurance in the loan without your consent.

  • Insurance companies must insure your residence if it qualifies for coverage, regardless of the neighborhood you choose. No insurance red-lining allowed.

  • No one can refuse to sell a home to you based on your race, ethnicity, age or other protected class. No discrimination allowed.



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